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Corporate Vision & Mission

Corporate Vision

To be a world-class financial services provider.

Corporate Mission

To provide wealth management and risk protection services to at least one member of every household where we are licensed to operate using the most sophisticated technology and manpower.

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Who We Are?

Capital Express Assurance (Gambia) Ltd obtained its license to commence operations in The Gambia on the 9th July 2008 having met all statutory requirements from The Central Bank of The Gambia.

Capital Express Assurance Gambia Limited came into being to provide the much needed dynamism that would positively influence the practise of Life Insurance and hence maintain a dynamic service standard with shared value that cannot be compromised.

Operationally, the company has in place the human capital required for modern day insurance business which is backed by a globally supported reinsurance arrangement.

The Board and Management comprise tested Investors and core Professionals who have made their marks in their respective fields of endeavour.

Capital Express Assurance (Gambia) Ltd is a member company of Capital Express Group, which was incorporated in Nigeria in 2000, and has since been a major player in the Life Insurance Market.

Our main strength lies in the area of the design and management of tailor-made financial services which makes us a total solutions provider. The company has a formidable reinsurance treaty in place with African Reinsurance Corporation. Our company is a Specialist Life Assurance Company with Authorized Capital of GMD 20 Million

Our Core Values

Customer Dedication

It is our philosophy to be customer-focused and we are desirous of exceeding customer expectations at all times. Customers can count on us to deliver superior products and services which are tailored to enable them achieve their personal and business goals.

Respect for the Individual

We operate with utmost respect and dignity for all. Placing a high on our differences, our environment supports growth, continuous learning and professionalism.


In today’s ever changing business landscape, we are certain that creativity is the driving force which keeps us growing and which is most vital to our customers.


We appreciate and reward both individual and team achievements. We relate freely with colleagues across organizational boundaries. Our team spirit is excellent and worthy of emulation.


We ensure that the confidence reposed in us by our stakeholders will never be undermined and we are continuously striving to fulfill our obligations to them.

Board of Directors


Chairman/CEO, SAHEL Invest Management International Limited.

Alhaji Touray is a Private Sector Development Expert, an Economist and a Management Expert. He is the current President of American Chamber of Commerce and Industry and formerly President of Gambia Chamber of Commerce and Industry as well as former Chairman of Gambia National Investment Board.

ABDOULIE CHARLES MBYE   (Director) – B.Sc (Electrical Engineering)

Managing Director and Proprietor, General Engineering. Prior to establishing General Engineering, Mr. Mbye worked with various Breweries around the globe such as in Brauhause Management Group in Hamburg, Brassrie du Benin, Togo; International Breweries Lagos; Samoa Breweries and Banjul Breweries as Chief Engineer.

FESTUS AHAOTU – Managing Director/CEO.

AIIN, AMNIM, B.Agric (Agric. Economics), PGD (Fin. Mgt).

Mr. Ahaotu is a Chartered Insurer, Student Member, Chartered Institute of Stockbrokers (CIS), Pension Consultant and a Professional Member of the Nigeria Institute of Management (Chartered). Prior to becoming MD/CEO in August 2011, he worked with Capital Express Assurance Nigeria in both the Agency Operation and Branch Operation Divisions where he pioneered the setting up of a number of successful Branch Offices in Nigeria.

A former Secretary General of the Chartered Insurance Institute of Nigeria, Cross River State Chapter, he is currently the Chairman of the Life Offices Committee and a member of the Technical Committee of Insurance Association of The Gambia (IAG)

Our Team - Management

Ahaotu Festus - Managing Director / CEO

Isa Ruth Sowe
Head, Technical Operations

Victor Iyekhor
Head, Retail Business

Muhammed Badjie
Head, Internal Control

Arulefela Olumide
Head, Admin/HR

Lolita Ohiri
Head, Group Business

Salifu Conateh
Head, Finance

TONY ALETOR (Vice Chairman) –B.Sc., MBA, ACII, ACIB

Chartered Insurer/Chartered Stockbroker and Pension/Investment Specialist.

Mr Aletor until 2013, was the Group Managing Director of Capital Express Group and sits on Boards, of number organizations including NEM Insurance PLC and the Consolidated Hallmark Insurance PLC is Vice-Chairman.


Retired staff of Gambia Ports Authority and Businessman.

Life Insurance plan for today’s lifestyle

We have all your life insurance needs.
For Your Life insurance call - (+220) 437-3034

First Floor (Formerly Gamwork ), 19 Kairaba Ave. Fajara KSMD,
P.O.BOX 2228, Serekunda, The Gambia
Tel: +220-4373034/4373043
email: info@capitalexpressassurancegm.com

1st Floor, 25 Foday Kabba Highway, Latrikunda Sabiji
Mob: +220-7924103/3953007
email: latrikunda@capitalexpressassurancegm.com

Bambatenda Highway, Farafenni Town, North Bank Region
Mob: +220 3485000
email: farafenni@capitalexpressassurancegm.com

Suku Jobe Building, Pipeline Highway, Bansang, Central River Region.
Mob: +220- 6453782
email: bansang@capitalexpressassurancegm.com


First Floor, Global Security Complex, Brikama, West Coast Region,
Tel: +220-8907390
email: brikama@capitalexpressassurancegm.com

Basse Angal Futa, Basse, Upper River Region
Mob: +220- 3991985
email: basse@capitalexpressassurancegm.com

Kani-Kunda Highway, Opposite Gampost, Lower River Region
Mob: +220-2219577
email: soma@capitalexpressassurancegm.com

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